How to Master Your Credit Score Range: A Beginner's Step-by-Step Guide

By: Alisha Wagner Published on: 04/01/2025

What Is a Credit Score and Why It Matters Your credit score is a three-digit number that shows how likely you'll pay back borrowed money. The numbers run from 300 to 850, and a higher score means you're better at handling credit. Your score affects loan approvals, interest rates, and maybe even your insurance premiums.

Credit Education
How to Master Your Credit Score Range: A Beginner's Step-by-Step Guide

Your Credit Score at Risk: Understanding Charge-Offs vs Collections Today

By: Alisha Wagner Published on: 03/01/2025

This comprehensive guide will walk you through the key differences between charge-offs and collections, their specific impacts on your credit score, and the most effective steps to recover from either situation.

Charge-offs
Your Credit Score at Risk: Understanding Charge-Offs vs Collections Today

Charge-Offs Explained: What Banks Don't Tell You About Your Credit

By: Alisha Wagner Published on: 03/01/2025

Charge-offs and how it affects your credit

Charge-offs
Charge-Offs Explained: What Banks Don't Tell You About Your Credit